Mortgages
Looking for a mortgage can be confusing and time consuming with over 100 lenders and 1,000s of mortgage schemes available. Independent Mortgages Direct NE is a totally independent company with a wealth of experience in arranging mortgages, remortgages and related products. 
Using our state of the art sourcing and client management systems we are able to find you the most suitable mortgage for your individual circumstances whether you are purchasing, remortgaging, raising capital or buying to let (The Financial Services Authority does not regulate some types of buy to let mortgages). With access to the whole marketplace we can provide you with a choice of the best products available some of which are not even available on the High Street.
Whether you are a first time buyer or a regular home mover our aim is to provide the most suitable mortgage with the minimum of fuss. We will take you from initial enquiry through to completion of your recommended mortgage, we can assist you with completing forms, organising surveys, instructing solicitors, we can even negotiate with estate agents/vendors on your behalf if you want us to!
Quote: Michael Hodgson Estate Agents
Commercial Mortgages, Pensions, Investments
Who are ACA Financial Services?
ACA Financial Services Ltd is a member of the St James’s Place Partnership and is a North East based financial Services Company providing tailored financial solutions to owner managed businesses. We specialise in meeting the financial needs of people who have created more capital, or earn higher than average incomes, and whose circumstances are therefore more complicated than average.

Our emphasis is to provide face-to-face advice and maintain a long-term relationship with clients, the large majority of whom choose to continue a working relationship with us indefinitely. We do not provide “off-the shelf” solutions but distinct solutions to meet the needs of the individual.
What is the St James’s Place Partnership?
The St James’s Place Partnership is part of the St James’s Place Group, a provider of a wide and growing range of financial services of outstanding quality, available exclusively through the Partnership. The St. James’s Place Group has grown strongly and consistently and now has funds under management in excess of £13.5 billion.
The Group is, in turn, a part of St James’s Place plc, a public company originally established by Lord Rothschild and listed on the London Stock Exchange. Its market Capitalisation places it within the FTSE 250.
The St James’s Place Group stands behind and guarantees the advice given by members of the Partnership when recommending any of the products and services provided by companies in the St James’s Place Group.
Expert Advisors, a broad perspective of your situation, a lasting relationship and guaranteed advice – four distinctive benefits of the St. James’s Place Partnership approach to Wealth Management.
What do they offer?
Our services can be split into five distinct areas of advice;
· Protection
· Pensions
· Investment
· Lending
· Tax and Trusts
Protection
Individual Protection, Company Protection
Pensions
Individual, Company
Investments
Onshore investments, Investment Bonds, Offshore Investments, Cash Savings
Lending, Tax and Trusts
Further details are available on their website www.aca-financialservices.com Please quote Michael Hodgson for a referral.




